McKenzie Capital
Charge-off 3 min read

Active Payment Arrangement

Servicing a payment arrangement that's already in flight on a charged-off account.

charge-off payment-arrangement active-pa

Daily handling

An Active PA means the account already has a working repayment schedule. Your job is to keep it in flight.

What to watch

  • Missed debit attempt — outreach within 24 hours.
  • Bank-level NSF — flag for reconciliation review.
  • Merchant request to modify terms — escalate per Escalation Path.

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